Our Services

 

Investment Advisory Services

  • Customized implementation of the Client Investment Policy for assets held independently of KSA.
  • Quarterly/Semi-Annual/Annual detailed reports of your portfolios not under management of KSA.
  • Quarterly/Semi-Annual/Annual review sessions held at our local KSA Resource Center.
  • Monthly/Quarterly/Semi-Annual incoming/outgoing phone calls to your assigned Wealth Manager.
  • Advice on your Qualified Retirement Account holdings.
  • For tax planning purposes; semi-annual Realized Gain & Loss report for each account not under KSA management.
  • As requested; implementation of cost and tax efficient liquidations for unanticipated cash flow needs.
  • As requested; end of year tax loss liquidations to offset realized gains during the year.
  • As requested; maintain and update, a "Capital Needs Analysis", an analytical process that evaluates the likelihood of meeting stated goals, based on your assets, liabilities, and relevant economic assumptions. This analysis is typically updated on an annual basis - more often if you experience a significant unanticipated life style change or a dramatic change in economic or market conditions.
  • Access to referred outside Legal Counsel.
  • Access to referred outside Tax Counsel.

Wealth Management Services

  • Annual allocation review of your total investment assets, including possible additional holdings you are considering that are not under KSA management.
  • Comphrehensive Financial Planning for you and your immediate family.
  • Family Meeting, a meeting in which your Wealth Manager discuss specific issues such as Estate Planning, Family Goals, Parental Wishes, etc. with immediate family members.
  • Annual Board of Directors Meeting - an annual meeting comprised of your KSA Wealth Manager, Attorney & CPA in which issues such as investment performance, estate planning and tax planning are discussed among all interested parties. 
  • As requested; Insurance needs analysis for life, disability, long term care, property & casualty protection; recommendations on types of policies, and appropriate coverage.
  • As requested; consultation and analysis of your estate planning issues.
  • As requested; consultation and analysis of multigenerational and philanthropic planning.
  • As requested; consultation and analysis of budget, expenses and income sources.
  • As requested; consultation, analysis and implementation of cash flow strategies for planned cash flow needs, including cash flow/emergency reserve account(s).
  • Recommendations regarding investment options available in your company sponsored retirement plan (e.g., 401(k) plan).